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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) post policy event.
B) standard exception.
C) condition.
D) requirement.

2. A manufactured home can be insured if

A) it is on the insured property and has a permanent foundation.
B) it has a motor vehicle title and is located on the insured property.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) a mortgage has been filed describing the manufactured home.

3. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a violation of the grace period provision.
B) a fraudulent insurance act.
C) a contractual liability.
D) an unfair insurance practice.

4. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) FHA
C) State
D) ALTA

5. A notarized deed ensures that the

A) title is clear.
B) title is transferred.
C) deed can be recorded.
D) deed is legally binding.

Solutions: